Going through formalities is 手续 , literally “the succession of hands” ⟶ what passes from hand to hand, the paperwork. The image is telling, even if I cannot guarantee it is where the word comes from. And you do not simply do a formality, you 办 it: 办手续 , 办签证 for a visa, 办卡 for a card, 办事 for everything else. The traditional character 辦 places strength, 力, between two 辛, which the 说文解字 reads as “two culprits arguing with each other”. I doubt the scribes had that in mind, but effort squeezed between two quarrels sums up a morning at the counter rather well.
The counter is 窗口 , “the opening of the window”. In front of it, you queue, 排队 (the word is on the page Social life), and the Chinese queue has changed a great deal: in a bank, a post office or an agency, you now start with 取号 , taking a ticket from the machine, then you wait for the 叫号 , the synthetic voice calling 请A015号到3号窗口办理, “number A015 to counter 3, please” (sentence 14). On the other hand, wherever there is no machine, 插队 , “to slip into the line”, remains a popular sport (sentence 17).
A bank is 银行 . 银 is the metal silver, and 行 is read here, the trading house, the guild, as in 行业 or 同行. Be careful: read , it means “to walk”, and 银行 is no walk in the park. For centuries, China paid its large sums in weighed silver ingots, hence the name. Small change, on the other hand, was copper: that is 钱 . The 说文 defines it as a farming tool, a kind of spade. The link with money is not certain, but the very first Chinese coins were indeed shaped like little spades. Today you pay in 人民币 , “the people’s currency”, counted in 元 in writing and in 块 when speaking.
Still, you have to have some money on you. In ten years or so, China went from cash to 扫码 , “to sweep the code” ⟶ to scan, and the 二维码 , literally “the two-dimensional code”, got stuck everywhere, right down to the vegetable seller’s stall (sentence 10). 微信支付 and 支付宝 did the rest. For a long time, travellers without a Chinese account found themselves quite helpless (things have improved since these apps started accepting foreign cards). Keep a few notes all the same: the old man selling roasted sweet potatoes on the street corner does not always have a phone.
The post office, 邮局 , keeps the memory of the imperial relays: 邮 and 驿 were the stations where couriers changed horses. The word 驿站 came back with online shopping, in 菜鸟驿站 , the pick-up points where you collect your parcels. 菜鸟, literally “the vegetable bird”, is the beginner, the rookie. That one of the country’s biggest logistics companies should be called “the newbie” never fails to amuse me. The parcel itself is a 快递 , “a fast transmission”, and that is also what people call the delivery man.
A letter is 信 . The 说文 breaks the character down into 人 “man” and 言 “speech” ⟶ a man who keeps his word, hence the first meaning: sincerity, trust. The messenger came later, then the message itself. Both meanings turn up everywhere: 信用卡, the credit card, is “the trust card”, but 信封 is the envelope, 短信 the text message and 信号 the phone signal. Confucius, asked what a government could do without, answered the army first, then food, but never trust: 民无信不立, which Couvreur translates as “if the people have no confidence in those who govern them, it is all over with them” (sentence 25, see Chapter 12 of the Analects of Confucius).
Before the 短信, a letter could take months. In 757, during the An Lushan rebellion, Du Fu is stuck in occupied Chang’an and writes 家书抵万金, “a letter from home is worth ten thousand pieces of gold” (sentence 23; for a more serene Du Fu, see Quatrain (Two orioles) by Du Fu). The expression 鸿雁传书, “the wild goose carries the letter”, comes from another story: held by the Xiongnu, the envoy Su Wu was said to be dead, until the day a Han envoy claimed the emperor had shot down a goose carrying a message from him on its leg. The goose was a ruse, but Su Wu was set free.
The mobile phone, 手机 , is “the hand machine”, and the internet a net, 网: you “climb onto” it, 上网 , and those who roam it are 网民, “the people of the net”. A plan is counted in 流量 , “the rate of flow” ⟶ mobile data, and when the 话费 runs out, you are in 欠费, “in debt for charges”: the line is cut until the next 充值. Note that for the past ten years or so, a SIM card can only be opened under your real name, passport in hand (sentence 20, 实名制 is on the page Names and nationalities).
For everything else, you need papers, 证件 . In its simplified form, 证 combines speech 讠 and 正 “straight, just” ⟶ straight speech, what bears witness. The traditional 證 only had 登, for the sound, but the simplification happens to work. The identity card, 身份证 , “the certificate of one’s position”, carries eighteen digits (the last one is sometimes an X) that give the region, the date of birth and the sex of its holder. But a paper without a red stamp is not worth much: 盖章 , “to cover with the seal”, is often the last step, and sometimes the longest. The Chinese have a word for these endless formalities, 繁文缛节, “abundant texts, overloaded rites”.
The police officer, 警察 , is “the one who alerts and examines”. You call them on 110 (报警 , “to report the alarm”), and you find them at the 派出所 , “the office from which one is sent out”, the small neighbourhood police station (see also the page The city and its neighbourhoods). Be careful if you stay with friends rather than at a hotel: in a city, a foreigner must register there within twenty-four hours. The rule is an old one. The 史记 tells how the laws of Shang Yang had made the state of Qin so safe that 道不拾遗, “no one picked up what had fallen on the road” (sentence 24).
One of those laws punished any innkeeper who put up a traveller without a pass. When Shang Yang fell from favour and had to flee, he knocked at an inn on the border; the innkeeper, who did not recognise him, refused him a room: “Lord Shang’s law forbids it.” Shang Yang sighed that his own laws had turned against him. He did not have his papers.
Click on any character on the page: its stroke order appears stroke by stroke, with the arrow showing the direction of the line.
How to use this page: every word carries its level. ① the essentials, ② the common, ③ the precise. Start with the ①: they are already enough to withdraw money, send a letter or show your papers. The ▶ button gives the pronunciation, and a click on a character opens its stroke order.
The bank
bank
money
bank card
to deposit money; to save up
to withdraw money
renminbi (the Chinese currency)
PIN, password
credit card
account (bank)
to open an account
cash machine, ATM
deposit, savings
interest
passbook (bank)
balance
Paying, changing and sending money
cash
to pay
to change money
small change
exchange rate
to make a transfer
WeChat payment
QR code
fee (service charge)
foreign currency
to send money (remittance)
mobile payment
The post office and parcels
post office
letter
to send (by post)
express parcel; express delivery
stamp
address
envelope
parcel, package
postcode
addressee, recipient
postcard
to sign for (a delivery)
registered letter
Cainiao pick-up point
postbox (on the street)
Papers and administration
passport
identity card
visa
form
to fill in a form
papers (identity documents)
passport photo
photocopy
to sign
to go through the formalities
certificate, attestation
to apply; application (official)
to expire, to fall due
residence permit
to stamp, to affix a seal
documents (for a file)
At the counter
to do, to handle (a formality)
to pay (a bill, fees)
receipt, acknowledgement of receipt
to take a (numbered) ticket
staff member, clerk
to make an appointment
to run errands, to get things done
to jump the queue, to cut in line
to call the numbers
service centre (of a phone company, a bank)
Police and security
police officer, the police
to call the police
thief, pickpocket
to lose (an object)
security; safe
police station (local)
to steal
police car
security check
swindler, con man
fine; to fine
armed robbery, hold-up
fraud, scam
lost and found
video surveillance, CCTV
to report a loss, to cancel (a card)
Phone and internet
mobile phone
telephone
to go online
power bank
network, internet
wifi
to top up (credit, an account)
phone charges, call credit
mobile data
signal, reception
SIM card
monthly plan
username, account (online)
broadband, internet box
connection speed
verification code
operator (phone company)
to be in arrears, to run out of credit
Services in sayings
with money you can make ghosts turn the millstone (money opens every door)
for want of a penny, the hero is stuck
money in one hand, goods in the other
a letter from home is worth ten thousand pieces of gold
the wild goose carries the letter (to send news)
to give no news at all
to go by the book, no favours
red tape, endless formalities
no one picks up what falls on the road (perfect security)
no one locks their door at night
the thief cries “Stop thief!”
Services in everyday words
rich
to earn money
text message, SMS
to save money
to reply (to a letter, a message)
credit, reliability
to shop online
internet user
to do the accounts; to settle scores
not to be taken in, to be unimpressed
to place (one’s hopes) in, to entrust
Example sentences
I need to go to the bank to withdraw some money.
Can I pay by card here?
What time does the post office open?
I would like to send a letter to France.
Your passport, please.
My wallet has been stolen, call the police, quick!
Is there wifi here? What’s the password?
Please queue up.
I would like to change euros into renminbi: what is today’s rate?
In China today, people pay for everything by scanning a code; hardly anyone uses cash any more.
Your parcel has arrived, it’s downstairs.
Fill in this form here, then sign.
Your visa expires next month.
Take a ticket first, and go to the counter when your number is called.
My phone has no signal, and I’ve run out of data.
Beware of scammers: the bank will never ask for your PIN over the phone.
Don’t push in, everyone is queuing.
For this procedure, you need to bring your identity card and two passport photos.
If you lose your bank card, report it straight away.
In China, a SIM card is registered in your real name: you have to come with your passport.
We go by the book: if there is a fine to pay, it will be paid.
Out without a wallet: the bravest of heroes is stuck for want of a penny.
The beacon fires have burned for three months; a letter from home is worth ten thousand pieces of gold.
No one picked up what had fallen on the road, there were no more bandits in the mountains, every family had enough to live on.
Since time began, men have been subject to death, but if the people have no confidence in those who govern them, it is all over with them.


