Services and formalities

Going through formalities is 手续 shǒuxù, literally “the succession of hands” ⟶ what passes from hand to hand, the paperwork. The image is telling, even if I cannot guarantee it is where the word comes from. And you do not simply do a formality, you 办 bàn it: 办手续 bàn shǒuxù, 办签证 for a visa, 办卡 for a card, 办事 for everything else. The traditional character 辦 places strength, 力, between two 辛, which the 说文解字 Shuōwén jiězì reads as “two culprits arguing with each other”. I doubt the scribes had that in mind, but effort squeezed between two quarrels sums up a morning at the counter rather well.

The counter is 窗口 chuāngkǒu, “the opening of the window”. In front of it, you queue, 排队 páiduì (the word is on the page Social life), and the Chinese queue has changed a great deal: in a bank, a post office or an agency, you now start with 取号 qǔhào, taking a ticket from the machine, then you wait for the 叫号 jiàohào, the synthetic voice calling 请A015号到3号窗口办理, “number A015 to counter 3, please” (sentence 14). On the other hand, wherever there is no machine, 插队 chāduì, “to slip into the line”, remains a popular sport (sentence 17).

A bank is 银行 yínháng. 银 is the metal silver, and 行 is read háng here, the trading house, the guild, as in 行业 or 同行. Be careful: read xíng, it means “to walk”, and 银行 is no walk in the park. For centuries, China paid its large sums in weighed silver ingots, hence the name. Small change, on the other hand, was copper: that is 钱 qián. The 说文 defines it as a farming tool, a kind of spade. The link with money is not certain, but the very first Chinese coins were indeed shaped like little spades. Today you pay in 人民币 rénmínbì, “the people’s currency”, counted in 元 yuán in writing and in 块 kuài when speaking.

Still, you have to have some money on you. In ten years or so, China went from cash to 扫码 sǎomǎ, “to sweep the code” ⟶ to scan, and the 二维码 èrwéimǎ, literally “the two-dimensional code”, got stuck everywhere, right down to the vegetable seller’s stall (sentence 10). 微信支付 Wēixìn zhīfù and 支付宝 Zhīfùbǎo did the rest. For a long time, travellers without a Chinese account found themselves quite helpless (things have improved since these apps started accepting foreign cards). Keep a few notes all the same: the old man selling roasted sweet potatoes on the street corner does not always have a phone.

The post office, 邮局 yóujú, keeps the memory of the imperial relays: 邮 and 驿 yì were the stations where couriers changed horses. The word 驿站 came back with online shopping, in 菜鸟驿站 Càiniǎo yìzhàn, the pick-up points where you collect your parcels. 菜鸟, literally “the vegetable bird”, is the beginner, the rookie. That one of the country’s biggest logistics companies should be called “the newbie” never fails to amuse me. The parcel itself is a 快递 kuàidì, “a fast transmission”, and that is also what people call the delivery man.

A letter is 信 xìn. The 说文 breaks the character down into 人 “man” and 言 “speech” ⟶ a man who keeps his word, hence the first meaning: sincerity, trust. The messenger came later, then the message itself. Both meanings turn up everywhere: 信用卡, the credit card, is “the trust card”, but 信封 is the envelope, 短信 the text message and 信号 the phone signal. Confucius, asked what a government could do without, answered the army first, then food, but never trust: 民无信不立, which Couvreur translates as “if the people have no confidence in those who govern them, it is all over with them” (sentence 25, see Chapter 12 of the Analects of Confucius).

Before the 短信, a letter could take months. In 757, during the An Lushan rebellion, Du Fu is stuck in occupied Chang’an and writes 家书抵万金, “a letter from home is worth ten thousand pieces of gold” (sentence 23; for a more serene Du Fu, see Quatrain (Two orioles) by Du Fu). The expression 鸿雁传书, “the wild goose carries the letter”, comes from another story: held by the Xiongnu, the envoy Su Wu was said to be dead, until the day a Han envoy claimed the emperor had shot down a goose carrying a message from him on its leg. The goose was a ruse, but Su Wu was set free.

The mobile phone, 手机 shǒujī, is “the hand machine”, and the internet a net, 网: you “climb onto” it, 上网 shàngwǎng, and those who roam it are 网民, “the people of the net”. A plan is counted in 流量 liúliàng, “the rate of flow” ⟶ mobile data, and when the 话费 runs out, you are in 欠费, “in debt for charges”: the line is cut until the next 充值. Note that for the past ten years or so, a SIM card can only be opened under your real name, passport in hand (sentence 20, 实名制 is on the page Names and nationalities).

For everything else, you need papers, 证件 zhèngjiàn. In its simplified form, 证 combines speech 讠 and 正 “straight, just” ⟶ straight speech, what bears witness. The traditional 證 only had 登, for the sound, but the simplification happens to work. The identity card, 身份证 shēnfènzhèng, “the certificate of one’s position”, carries eighteen digits (the last one is sometimes an X) that give the region, the date of birth and the sex of its holder. But a paper without a red stamp is not worth much: 盖章 gàizhāng, “to cover with the seal”, is often the last step, and sometimes the longest. The Chinese have a word for these endless formalities, 繁文缛节, “abundant texts, overloaded rites”.

The police officer, 警察 jǐngchá, is “the one who alerts and examines”. You call them on 110 (报警 bàojǐng, “to report the alarm”), and you find them at the 派出所 pàichūsuǒ, “the office from which one is sent out”, the small neighbourhood police station (see also the page The city and its neighbourhoods). Be careful if you stay with friends rather than at a hotel: in a city, a foreigner must register there within twenty-four hours. The rule is an old one. The 史记 tells how the laws of Shang Yang had made the state of Qin so safe that 道不拾遗, “no one picked up what had fallen on the road” (sentence 24).

One of those laws punished any innkeeper who put up a traveller without a pass. When Shang Yang fell from favour and had to flee, he knocked at an inn on the border; the innkeeper, who did not recognise him, refused him a room: “Lord Shang’s law forbids it.” Shang Yang sighed that his own laws had turned against him. He did not have his papers.

Click on any character on the page: its stroke order appears stroke by stroke, with the arrow showing the direction of the line.

How to use this page: every word carries its level. ① the essentials, ② the common, ③ the precise. Start with the ①: they are already enough to withdraw money, send a letter or show your papers. The ▶ button gives the pronunciation, and a click on a character opens its stroke order.

The bank

银行 yínháng ①
bank
钱 qián ①
money
银行卡 yínhángkǎ ①
bank card
存钱 cúnqián ①
to deposit money; to save up
取钱 qǔqián ①
to withdraw money
人民币 rénmínbì ①
renminbi (the Chinese currency)
密码 mìmǎ ①
PIN, password
信用卡 xìnyòngkǎ ②
credit card
账户 zhànghù ②
account (bank)
开户 kāihù ②
to open an account
取款机 qǔkuǎnjī ②
cash machine, ATM
存款 cúnkuǎn ②
deposit, savings
利息 lìxī ③
interest
存折 cúnzhé ③
passbook (bank)
余额 yú'é ③
balance

Paying, changing and sending money

现金 xiànjīn ①
cash
付钱 fùqián ①
to pay
换钱 huànqián ①
to change money
零钱 língqián ②
small change
汇率 huìlǜ ②
exchange rate
转账 zhuǎnzhàng ②
to make a transfer
微信支付 Wēixìn zhīfù ②
WeChat payment
二维码 èrwéimǎ ②
QR code
手续费 shǒuxùfèi ②
fee (service charge)
外币 wàibì ③
foreign currency
汇款 huìkuǎn ③
to send money (remittance)
移动支付 yídòng zhīfù ③
mobile payment

The post office and parcels

邮局 yóujú ①
post office
信 xìn ①
letter
寄 jì ①
to send (by post)
快递 kuàidì ①
express parcel; express delivery
邮票 yóupiào ①
stamp
地址 dìzhǐ ①
address
信封 xìnfēng ①
envelope
包裹 bāoguǒ ②
parcel, package
邮编 yóubiān ②
postcode
收件人 shōujiànrén ②
addressee, recipient
明信片 míngxìnpiàn ②
postcard
签收 qiānshōu ③
to sign for (a delivery)
挂号信 guàhàoxìn ③
registered letter
菜鸟驿站 Càiniǎo yìzhàn ③
Cainiao pick-up point
邮筒 yóutǒng ③
postbox (on the street)

Papers and administration

护照 hùzhào ①
passport
身份证 shēnfènzhèng ①
identity card
签证 qiānzhèng ①
visa
表格 biǎogé ②
form
填表 tiánbiǎo ②
to fill in a form
证件 zhèngjiàn ②
papers (identity documents)
证件照 zhèngjiànzhào ②
passport photo
复印件 fùyìnjiàn ②
photocopy
签字 qiānzì ①
to sign
办手续 bàn shǒuxù ②
to go through the formalities
证明 zhèngmíng ②
certificate, attestation
申请 shēnqǐng ②
to apply; application (official)
到期 dàoqī ②
to expire, to fall due
居留许可 jūliú xǔkě ③
residence permit
盖章 gàizhāng ③
to stamp, to affix a seal
材料 cáiliào ③
documents (for a file)

At the counter

办 bàn ①
to do, to handle (a formality)
交费 jiāofèi ②
to pay (a bill, fees)
回执 huízhí ③
receipt, acknowledgement of receipt
取号 qǔhào ②
to take a (numbered) ticket
工作人员 gōngzuò rényuán ②
staff member, clerk
预约 yùyuē ②
to make an appointment
办事 bànshì ②
to run errands, to get things done
插队 chāduì ②
to jump the queue, to cut in line
叫号 jiàohào ③
to call the numbers
营业厅 yíngyètīng ③
service centre (of a phone company, a bank)

Police and security

警察 jǐngchá ①
police officer, the police
报警 bàojǐng ①
to call the police
小偷 xiǎotōu ①
thief, pickpocket
丢失 diūshī ②
to lose (an object)
安全 ānquán ①
security; safe
派出所 pàichūsuǒ ②
police station (local)
偷 tōu ②
to steal
警车 jǐngchē ②
police car
安检 ānjiǎn ②
security check
骗子 piànzi ②
swindler, con man
罚款 fákuǎn ②
fine; to fine
抢劫 qiǎngjié ③
armed robbery, hold-up
诈骗 zhàpiàn ③
fraud, scam
失物招领 shīwù zhāolǐng ③
lost and found
监控 jiānkòng ③
video surveillance, CCTV
挂失 guàshī ③
to report a loss, to cancel (a card)

Phone and internet

手机 shǒujī ①
mobile phone
电话 diànhuà ①
telephone
上网 shàngwǎng ①
to go online
充电宝 chōngdiànbǎo ③
power bank
网络 wǎngluò ①
network, internet
无线网 wúxiànwǎng ②
wifi
充值 chōngzhí ②
to top up (credit, an account)
话费 huàfèi ②
phone charges, call credit
流量 liúliàng ②
mobile data
信号 xìnhào ②
signal, reception
手机卡 shǒujīkǎ ②
SIM card
包月 bāoyuè ③
monthly plan
账号 zhànghào ②
username, account (online)
宽带 kuāndài ③
broadband, internet box
网速 wǎngsù ③
connection speed
验证码 yànzhèngmǎ ③
verification code
运营商 yùnyíngshāng ③
operator (phone company)
欠费 qiànfèi ③
to be in arrears, to run out of credit

Services in sayings

有钱能使鬼推磨 yǒu qián néng shǐ guǐ tuī mò ③
with money you can make ghosts turn the millstone (money opens every door)
一分钱难倒英雄汉 yì fēn qián nán dǎo yīngxióng hàn ③
for want of a penny, the hero is stuck
一手交钱,一手交货 yì shǒu jiāo qián, yì shǒu jiāo huò ③
money in one hand, goods in the other
家书抵万金 jiāshū dǐ wàn jīn ③
a letter from home is worth ten thousand pieces of gold
鸿雁传书 hóngyàn chuán shū ③
the wild goose carries the letter (to send news)
杳无音信 yǎo wú yīn xìn ③
to give no news at all
公事公办 gōng shì gōng bàn ③
to go by the book, no favours
繁文缛节 fán wén rù jié ③
red tape, endless formalities
路不拾遗 lù bù shí yí ③
no one picks up what falls on the road (perfect security)
夜不闭户 yè bù bì hù ③
no one locks their door at night
贼喊捉贼 zéi hǎn zhuō zéi ③
the thief cries “Stop thief!”

Services in everyday words

有钱 yǒuqián ①
rich
赚钱 zhuànqián ①
to earn money
短信 duǎnxìn ①
text message, SMS
邮件 yóujiàn ②
email
省钱 shěngqián ②
to save money
回信 huíxìn ②
to reply (to a letter, a message)
信用 xìnyòng ②
credit, reliability
网购 wǎnggòu ②
to shop online
网民 wǎngmín ②
internet user
算账 suànzhàng ③
to do the accounts; to settle scores
不买账 bù mǎizhàng ③
not to be taken in, to be unimpressed
寄托 jìtuō ③
to place (one’s hopes) in, to entrust

Example sentences

我要去银行取钱。 ①
Wǒ yào qù yínháng qǔ qián.
I need to go to the bank to withdraw some money.
这儿可以用信用卡吗? ①
Zhèr kěyǐ yòng xìnyòngkǎ ma?
Can I pay by card here?
邮局几点开门? ①
Yóujú jǐ diǎn kāimén?
What time does the post office open?
我想寄一封信到法国。 ①
Wǒ xiǎng jì yì fēng xìn dào Fǎguó.
I would like to send a letter to France.
请出示您的护照。 ①
Qǐng chūshì nín de hùzhào.
Your passport, please.
我的钱包被偷了,快报警! ①
Wǒ de qiánbāo bèi tōu le, kuài bàojǐng!
My wallet has been stolen, call the police, quick!
这里有无线网吗?密码是多少? ①
Zhèlǐ yǒu wúxiànwǎng ma? Mìmǎ shì duōshao?
Is there wifi here? What’s the password?
请大家排队。 ①
Qǐng dàjiā páiduì.
Please queue up.
我想把欧元换成人民币,今天的汇率是多少? ②
Wǒ xiǎng bǎ ōuyuán huànchéng rénmínbì, jīntiān de huìlǜ shì duōshao?
I would like to change euros into renminbi: what is today’s rate?
现在在中国,买什么都扫码,很少用现金。 ②
Xiànzài zài Zhōngguó, mǎi shénme dōu sǎomǎ, hěn shǎo yòng xiànjīn.
In China today, people pay for everything by scanning a code; hardly anyone uses cash any more.
你的快递到了,在楼下。 ②
Nǐ de kuàidì dào le, zài lóu xià.
Your parcel has arrived, it’s downstairs.
请在这儿填一下表格,然后签字。 ②
Qǐng zài zhèr tián yíxià biǎogé, ránhòu qiānzì.
Fill in this form here, then sign.
你的签证下个月就过期了。 ②
Nǐ de qiānzhèng xià ge yuè jiù guòqī le.
Your visa expires next month.
先取号,叫到你的号再去窗口。 ②
Xiān qǔhào, jiào dào nǐ de hào zài qù chuāngkǒu.
Take a ticket first, and go to the counter when your number is called.
我的手机没有信号,也没有流量了。 ②
Wǒ de shǒujī méiyǒu xìnhào, yě méiyǒu liúliàng le.
My phone has no signal, and I’ve run out of data.
小心骗子!银行不会打电话问你的密码。 ②
Xiǎoxīn piànzi! Yínháng bú huì dǎ diànhuà wèn nǐ de mìmǎ.
Beware of scammers: the bank will never ask for your PIN over the phone.
别插队,大家都在排队呢。 ②
Bié chāduì, dàjiā dōu zài páiduì ne.
Don’t push in, everyone is queuing.
办这个手续要带身份证和两张证件照。 ②
Bàn zhège shǒuxù yào dài shēnfènzhèng hé liǎng zhāng zhèngjiànzhào.
For this procedure, you need to bring your identity card and two passport photos.
银行卡丢了,要马上挂失。 ③
Yínhángkǎ diū le, yào mǎshàng guàshī.
If you lose your bank card, report it straight away.
在中国办手机卡是实名制,必须带护照。 ③
Zài Zhōngguó bàn shǒujīkǎ shì shímíngzhì, bìxū dài hùzhào.
In China, a SIM card is registered in your real name: you have to come with your passport.
我们公事公办,该罚款就罚款。 ③
Wǒmen gōng shì gōng bàn, gāi fákuǎn jiù fákuǎn.
We go by the book: if there is a fine to pay, it will be paid.
出门忘了带钱包,真是一分钱难倒英雄汉。 ③
Chūmén wàng le dài qiánbāo, zhēn shì yì fēn qián nán dǎo yīngxióng hàn.
Out without a wallet: the bravest of heroes is stuck for want of a penny.
烽火连三月,家书抵万金。 ③
Fēnghuǒ lián sān yuè, jiāshū dǐ wàn jīn.
The beacon fires have burned for three months; a letter from home is worth ten thousand pieces of gold.
道不拾遗,山无盗贼,家给人足。 ③
Dào bù shí yí, shān wú dàozéi, jiā jǐ rén zú.
No one picked up what had fallen on the road, there were no more bandits in the mountains, every family had enough to live on.
自古皆有死,民无信不立。 ③
Zì gǔ jiē yǒu sǐ, mín wú xìn bú lì.
Since time began, men have been subject to death, but if the people have no confidence in those who govern them, it is all over with them.

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